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Specialist Credit Auditor

Vacancy Details

Reference No.



A leading Financial Services Group is currently seeking an individual to assume the role of Specialist Credit Auditor. The successful incumbent will be responsible for IT and project aspects of all internal audit assignments related to governance, financial, business and operational processes that occur at all levels within the organisation.


  • Obtain a good understanding of the IT control environment being audited (including link to business processes and risk management related aspects), and the interdependencies linked to this.
  • Plan audit assignments based on key process and business risks identified, and design the audit program in line with risks and key IT application controls to be tested.
  • Incorporate data analytics (DA) to enhance audit planning and create efficiencies in audit fieldwork.
  • Execute audit field work in compliance with quality standards by following and completing prepared work programs.
  • Assess the adequacy and effectiveness of governance, risk management practices and internal controls.
  • Evaluate IT areas such as information security, operations management, and disaster recovery procedures related to the IT application controls to be reviewed.
  • Provide clear and sufficient audit evidence to support recommendations and audit opinion.
  • Express an opinion based on the results of the work performed.
  • Identify opportunities to improve the IT internal control environment and project management processes.
  • Identify and clearly articulate the root cause of issues identified and impact thereof, and recommend changes to business processes that will address the IT and Project control weaknesses.
  • Prepare a quality and balanced audit report to specified standards, encapsulating the control weaknesses identified and results of audit work performed, with minimal editorial changes.
  • Incorporate fundamental principles, key issues and control themes emanating from other functional areas and assurance providers to ensure relevant and appropriate audit findings.
  • Assist the Head of Internal Audit / Senior Audit Manager / Audit Manager with other operational and reporting activities as required.
  • Identify opportunities for innovation in audit as well as client processes, and develop practical solutions to implement innovative practices.
  • Effective communication with the audit team, audit management and key stakeholders.
  • Is aware of the resources available and is able to utilise them to best effect with guidance from senior audit staff.
  • Keep abreast of emerging industry standards, best practices, industry challenges, upcoming legislation, operational requirements and technology changes related to the internal audit environment.
  • Participate in internal departmental work and key standing tasks such as Board, Risk and Audit Committee reporting, as requested.


  • BSC / B.Com (Information Systems) or equivalent degree.
  • At least 3 years Application Control Reviews (ACR) and / or Project auditing experience.
  • Experience in banking and financial services environment will be an advantage.
  • Proficiency in Microsoft Office (Word, Excel, Outlook, etc.).
  • Driver’s licence preferred.
  • A comprehensive understanding of Commercial credit products, services and operational processes including specialized lending i.e. Commercial Property Finance, Collateralized Trade Finance, Debtor Finance and Leverage Finance
  • Minimum of 3-5 years credit / credit audit experience.

Kindly note, if you have not heard from us within two weeks of your application please consider it unsuccessful.

Position Type


Work Level



Market Related


Banking/Finance And Investment

Salary Type



Cost To Company

Affirmative Action


Geographic Location

Gauteng - JHB North