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Senior Collections and Credit Risk Analyst

Vacancy Details

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With your expertise within data and process analyses, contribute to ensuring that the most profitable and sustainable collections strategies are in place. Ensure predictable collections results as evidenced in the impairment line, non-performing loans metrics, cash collected and other credit metrics for a Senior Collections and Credit Risk Analyst role at a leading financial services provider.


  • Analyse contemplated changes to business rules and collections strategy and review the performance of current practices versus expectation to inform credit committee decisions
  • Ensure variances to the expected business results are reported, reviewed, fully understood and used to enhance strategies
  • Ensure variances to the expected profitability result are fully understood and used to enhance collections strategies and new business strategies
  • Ensure changes to collections strategies are understood by and implementable within the responsible operations
  • Continuous research into and the creation of opportunities to improve the collections result
  • May be required to make presentations at Credit Committee meetings
  • Forecast strategies around Treating Customers Fairly (TCF) principles


  • Relevant Honours Degree (with a statistical background as an advantage)
  • Masters (advantageous)
  • 5 – 8 years’ experience in a collections and / or credit risk environment
  • SAS / R (preferable)
  • Proficient Microsoft Excel skills
  • Knowledge of credit and collections scoring, statistical research and operational research methods
  • Knowledge of collections strategy design, implementation and tracking
  • Knowledge of the regulatory and legal environment as it affects collections
  • Knowledge of persons in the credit lifecycle (burro’s, consultants and regulatory bodies)

Kindly note, if you have not heard from us within two weeks of your application please consider it unsuccessful

Position Type


Work Level



Market Related


Banking/Finance And Investment

Salary Type



Cost To Company

Affirmative Action


Geographic Location

Gauteng - Midrand